Regulatory Updates
RBI, SEBI, and Budget changes that affect your money
Regulatory Updates
RBI's New Auto-Debit Rule: Your Netflix and SIP Can Now Be Charged Rs 15,000 Without an OTP
RBI's new rule lets banks auto-debit up to Rs 15,000 without an OTP. Here is the 24-hour alert window that lets you catch and cancel charges first.
·6 min read
Regulatory Updates
RBI's 2026 Personal Loan Rules: No Prepayment Penalty, Real-Time Credit Reporting
RBI's Digital Lending Directions, fully in force from January 2026, ban prepayment penalties on floating-rate loans and speed up credit bureau reporting.
·3 min read
Regulatory Updates
SEBI's 2026 Mutual Fund Overhaul: What Actually Changes for Your SIP
SEBI approved its biggest mutual fund rule overhaul in decades for 2026. Here's what changes for retail investors, in plain terms, without the jargon.
·3 min read
Regulatory Updates
Union Budget 2026-27: What Actually Changes for Your Wallet
Income tax slabs stayed the same in Budget 2026-27, but a new Income Tax Act, an STT hike, and a buyback tax change still affect ordinary taxpayers.
·3 min read